To avoid getting taken by sweepstakes scams:

• Don't be fooled by letters that look official or are marked "urgent." These are techniques used by the promoters to trick you into believing you have a better chance than other people. Those other people, however, have received exactly the same letter.

• Remember that you don't have to make a purchase to win. Promoters must state specifically that you do not have to make a purchase to enter a contest, and it is illegal for promoters to charge you, even if it's through a purchase to enter a sweepstakes. They might use subtle means to convince you that making a purchase will help your odds of winning. Beware of these sales tactics.

• Don't call 900-numbers to learn if you are a winner. Phone numbers with a 900 area code are direct calls, and you will be charged for them on your phone bill.

• Refuse to pay delivery fees, taxes or other "processing charges" that the promoter claims are necessary to collect a prize. prizes are free. If any payment is required, it's a purchase, not a prize.

• Beware of any offer that asks you to use a courier or overnight delivery service; these are methods of payment used by fraudulent telemarketers who want to avoid mail fraud charges.

• Do not disclose your checking account, credit card account or Social Security numbers on the phone unless you initiated the call or know the company's reputation.

• Find out about the promoter's reputation with the Better Business Bureau or the Attorney General's Consumer Protection Division.

• Beware of salespeople who try to force you to make a decision on the spot.

• Read all contracts carefully before signing them.